Inside your unit
Discuss interior features, improvements, and the portions of the property you are responsible for.
Condo insurance
A place of your own.
Details that matter.
Condo ownership has its own set of questions. Let’s talk about your unit, your belongings, and where your association’s responsibilities meet yours.
Request a quoteYOUR LIFE, UNDERSTOOD
Start with the association documents.
The association’s master policy and governing documents are important pieces of a condo review. Bring them along so an agent can help you identify the questions that matter for your unit.
Details worth discussing.
Your belongings
Review personal property values and items that may call for additional attention.
Liability and loss of use
Ask how liability and additional living expense provisions may apply.
Association responsibilities
Talk through the master policy, association deductibles, and possible loss assessment options.
These are general discussion topics. Coverage, availability, limits, deductibles and exclusions depend on the policy and insurer.
A LITTLE PREPARATION
Start with what you know.
- Your unit address
- Association insurance and governing documents
- Details of upgrades inside the unit
- Current coverage and household information
You can start with general details. An agent can explain which additional information is needed for an application.
A little clarity.
Is the association master policy enough?
It may leave responsibilities for the unit owner. The master policy and association documents should be reviewed alongside the coverage you are considering.
What if I have upgraded my unit?
Share improvements and their approximate scope with the agent. They may affect what needs to be discussed for your unit.
YOUR NEXT CHAPTER
Let’s consider what’s next.
Start with a short request or a conversation with our team.