Work locations
Identify the states where employees perform work and any planned changes.
Workers’ compensation
For the people
behind your business.
Workplace protection starts with understanding your people, your operations, and where the work happens. Let’s discuss the appropriate next step for your business.
Request a quoteYOUR LIFE, UNDERSTOOD
State-specific questions deserve attention.
Workers’ compensation arrangements and requirements vary by state. Explain where your employees work and how your business operates so the conversation starts in the right place.
Details worth discussing.
Roles and responsibilities
Describe the activities your team carries out and the work environments involved.
Payroll and workforce
Prepare general workforce and payroll information for an agent review.
Coverage arrangements
Ask about the appropriate state process, applicable requirements, and how to proceed.
These are general discussion topics. Coverage, availability, limits, deductibles and exclusions depend on the policy and insurer.
A LITTLE PREPARATION
Start with what you know.
- States where employees work
- A description of job duties
- General employee and payroll details
- Current coverage arrangements
You can start with general details. An agent can explain which additional information is needed for an application.
A little clarity.
Are arrangements the same in every state?
No. State systems and employer requirements differ. The team needs to know where the work takes place before discussing the appropriate route.
Should contractors or changing roles be mentioned?
Yes. Explain workforce arrangements and material changes to duties so the relevant questions can be addressed.
YOUR NEXT CHAPTER
Let’s consider what’s next.
Start with a short request or a conversation with our team.