Independent insurance. Individual attention.

Boat & watercraft insurance

More open water.
More peace of mind.

For quiet mornings, weekends afloat, and the people who come along. Begin with the way you use your boat and where you take it.

Request a quote

YOUR LIFE, UNDERSTOOD

Protection begins with your time on the water.

Boat type, use, storage, and navigation plans all shape the questions to ask. Our team can help you explore options without treating your watercraft like an afterthought.

Details worth discussing.

01

Your vessel and equipment

Describe the boat, motor, trailer, and equipment you want reviewed.

02

Liability on the water

Ask about liability limits, passengers, and the activities you plan to undertake.

03

Where and how you boat

Discuss navigation areas, seasonal use, and how the craft is stored.

04

Options worth asking about

Review towing, assistance, and other optional benefits available for a particular policy.

These are general discussion topics. Coverage, availability, limits, deductibles and exclusions depend on the policy and insurer.

A LITTLE PREPARATION

Start with what you know.

  • Boat type, year and general specifications
  • Where you plan to use and store it
  • Typical activities and operators
  • Any existing watercraft policy

You can start with general details. An agent can explain which additional information is needed for an application.

A little clarity.

Should I assume a home policy covers my boat?

No. Home policies can have important limits or exclusions for boats and watercraft. Discuss the actual vessel and how you use it.

Does my boating location matter?

It can. Tell your agent where you expect to operate and ask about the policy’s navigation territory.

YOUR NEXT CHAPTER

Let’s consider what’s next.

Start with a short request or a conversation with our team.