Discovering damage to your home can be a stressful experience. Once you identify the damage, you need to consider several factors and complete a few tasks. The ultimate goal is to restore your home to its best condition as quickly as possible.
If you have homeowners’ insurance, you need to alert them to the damage by filing a claim. Document the damage by taking pictures and videos. After that, your next task will likely be to mitigate the damages.
Securing the Property
The simplest way to describe what it means to mitigate damages to your Central Ohio property is to secure it. The goal of mitigation is to prevent the damage from worsening. This could mean boarding up a broken window to protect the home from further damage due to rain or vandalism.
Putting Safety First
You should only attempt to mitigate the damage if it’s safe to do so. For instance, you can usually cover a damaged roof with a tarp. However, this won’t be safe if there’s a downed power line in the work area. Always prioritize your personal safety, and don’t hesitate to contact your insurance agent if you need assistance mitigating the damage.
Homeowners Insurance is Here to Help
Navigating a homeowners’ insurance claim can seem daunting. Our professionals at Insuran LLC are here to help our policyholders understand their coverage and learn how to utilize it when necessary. Contact us today if you need to obtain a new policy or have questions about your current policy with us.
